Why Premier League Stars Are Ditching Car Finance (And You Should Too)

Wednesday 24th September 2025

Why Premier League Stars Are Ditching Car Finance (And You Should Too)

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Football’s Flashiest: The Changing Game of Car Ownership

For decades, the narrative around Premier League footballers and their supercars was simple: play hard, sign big, buy outright. Lamborghinis, Bentleys, and Range Rovers: handed over with a grin and a set of keys, paid for in one go. But the Premier League has moved on. These days, players aren’t so quick to throw down hundreds of thousands upfront for the latest head-turner. Instead, a quiet revolution is shaking up football’s approach to luxury drives: and it’s all about finance.

Except, here’s the real twist… the shift isn’t that footballers are ditching finance. In fact, they’re embracing smarter, more flexible ways to get behind the wheel of the world’s best cars. And you don’t need a stadium crowd or a seven-figure contract to learn from their playbook.

The Modern Footballer’s Mindset: Flexibility Over Flash

There’s a perception that high-profile athletes with multimillion-pound contracts wouldn’t think twice about simply purchasing a car outright. But actual trends tell a different story. Premier League stars are using car finance: often more than ever before.

Why? It comes down to flexibility.

"It’s a cut-throat world and your contract could be torn up at any moment," says one leading automotive finance CEO. Footballers need to stay nimble financially. Car finance lets them do just that: update models regularly, move cities (or countries) without the hassle of trying to sell bespoke vehicles, and keep their money working for them elsewhere: usually in property and other investments.

Most Popular Cars: What the Stars Are Driving (and Financing)

Footballers do love their supercars, but you might be surprised by the most popular models turned over through finance packages.

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The top choices Premier League players are putting on finance:

  1. Range Rover Evoque
  2. Lamborghini Aventador
  3. Mercedes-Benz GLE Coupe (Onyx G6)
  4. Bentley Continental GT
  5. Ferrari F12 Berlinetta
  6. Lamborghini Huracan
  7. Jeep Wrangler Kahn Sahara
  8. Porsche 911 GTS
  9. Bentley Bentayga
  10. McLaren 675LT Spider

Notice the Evoque at the top: practical, stylish, and a far cry from the wildest hypercars you’ll see on Instagram.

Why Not Just Buy Outright?

Football superstars know the risks tied to their jobs. A single injury, a transfer out of England, a surprise release: careers can pivot in an instant. Owning an expensive car outright can become a headache. Do you sell before you move? Ship a low-mileage Ferrari to a new club in Germany? Take a loss on a Bentley just because your contract’s shifted to a new league? That’s a huge financial drain, even if you’re earning big.

With finance or luxury rental, footballers hold the keys but aren’t locked in. Change of plans? Hand the car back, switch to something more sensible, or swap out for something newer and more exciting.

Is It Just a Football Thing? Not at All

The reasoning applies outside football too: especially in uncertain times. You don’t need to be scoring in the Premier League to benefit. Entrepreneurs, business professionals, or anyone valuing flexibility has learned that tying up huge sums in a depreciating asset doesn’t always make the smartest sense.

  • Depreciation: The minute any new car is driven away, it starts losing value. Finance solutions let you avoid soaking up that hit.
  • Upgrades: Fancy a different model every few seasons? Finance or subscription means you’re never stuck with last year’s trend.
  • Investment smarts: Put your money to work in property, your business, or other lucrative projects, not parked in the drive.

The Rise of Flexible Luxury: Renting and Beyond

Beyond traditional finance, Premier League stars are now exploring even looser forms of access: like flexible luxury rentals or “supercar subscriptions”.

  • No long contracts: Rent for a month, a few weeks, or even by the day.
  • No hassles: No need to worry about depreciation, maintenance, or resale value.
  • Ultimate lifestyle fit: Moving clubs? Changing cities? No need to haul vehicles across borders.

At Premiership Automotive, we specialise in matching fast-moving lives with equally dynamic solutions. Whether you’re a rising star or just want to live like one, check out our VIP experience or browse our luxury showroom for the latest offers.

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Footballers and Luxury: It’s About the Lifestyle, Not Just the Badge

Today’s Premier League pros see cars as part of their flexible, high-performance lifestyle: not just as statement pieces. Many would rather refresh their driveway every season (or even every month) than get stuck with a multi-year-old Ferrrari as fashions and fortunes change.

A few lessons for anyone eyeing that next luxury upgrade:

  • Stay nimble: Don’t get tied down by long contracts or ownership headaches.
  • Smart use of capital: Keep your cash working for you, not rusting in the garage.
  • Reflect your reality: As life changes, your car should keep pace.

The Premiership Automotive Approach

We understand that flexibility is the new luxury. That’s why our clients: including many in professional sports: trust us to keep their vehicles as dynamic and aspirational as their careers. With bespoke packages and a constantly updated collection of the world’s finest machines, you always have access to the right ride for every chapter and location of your life.

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Conclusion: Time to Change Gears?

Footballers are always looking ahead: to the next match, the next deal, the next adventure. They want cars that can keep up with their changing lives and careers, without tying up capital or limiting choices. Whether you’re at the top of your game or seeking to live like a pro, the strategies Premier League stars use are open to you, too.

Ditch the old thinking about car finance and ownership. Embrace the new model: flexibility, agility, and a garage that evolves as fast as you do.

Ready to step up your drive? Contact Premiership Automotive and let’s create your perfect automotive experience.

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